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Catch overcharges on bills and EOBs, compare real annual plan cost, and file claims with a concierge that only answers from your enrolled coverage—medical, dental, vision, pharmacy, and FSA/HRA—without a carrier login.
You shouldn't need a law degree to understand a medical bill—or an open-enrollment PDF. BenAsk turns employer documents and EOBs into coverage you can query, errors you can catch, and claims you can finish.
Pick
Right plan math
Catch
Bill & EOB errors
File
Guided claims
Most tools only audit after you've already overpaid. BenAsk helps before enrollment and after the invoice—with context locked to the plans you actually chose.
Step 1
Employer SPD/SBC, invoices, superbills, receipts—PDF or photo. No carrier login. Works with the documents your HR and providers already send.
Step 2
We structure premiums, deductibles, and limits—and check bills against that plan so overcharges and misapplied deductibles surface in plain English.
Step 3
Stress-test total liability with your household and usage, including HSA seeds and aggregate vs embedded deductibles where one person can meet the family deductible.
Step 4
Save active plans once. Chat, claims, and bill checks stay context-locked to what you enrolled in—year-round, not only at open enrollment.
From open-enrollment math to post-visit EOBs, we leave fewer charges and fewer plan tradeoffs unchecked.
Deductibles, OOP max, copays, and coinsurance checked against the materials you uploaded—not a generic fee schedule.
Line up what you were billed with what the payer says you owe so you don’t pay twice or miss a refund path.
Surface charges that look repeated, misapplied to deductible, or out of step with in-network patient responsibility.
Bring the packet you already have. BenAsk is built for U.S. employer benefits broadly—not a short carrier allow-list.
These panels use synthetic data so we can show layout and motion without importing real enrollments.
When this block reaches the top of your screen, keep scrolling — the section stays put while each tile opens to its full story, one at a time.
Upload a bill or Explanation of Benefits. BenAsk flags mismatches against your plan—duplicate-looking charges, deductible math that does not add up, and patient responsibility that looks wrong—before you pay.
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Bill & EOB watchdog
Upload a bill or Explanation of Benefits. BenAsk flags mismatches against your plan—duplicate-looking charges, deductible math that does not add up, and patient responsibility that looks wrong—before you pay.
Submit medical, dental, vision, RX, and FSA/HRA claims with a clear step-by-step wizard that prefills details from your uploads and explains what each carrier needs.
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Guided claims flow
Submit medical, dental, vision, RX, and FSA/HRA claims with a clear step-by-step wizard that prefills details from your uploads and explains what each carrier needs.
Compare HMO, PPO, HDHP, and more with real math: embedded vs aggregate deductibles, out-of-pocket estimates, and total annual cost based on your usage.
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Plan compare & recommend
Compare HMO, PPO, HDHP, and more with real math: embedded vs aggregate deductibles, out-of-pocket estimates, and total annual cost based on your usage.
Ask questions in plain English. The assistant answers only from your enrolled plans and documents—no hallucinated benefits—plus jargon buster and QLE deadline alerts.
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Always-on AI concierge
Ask questions in plain English. The assistant answers only from your enrolled plans and documents—no hallucinated benefits—plus jargon buster and QLE deadline alerts.
Organize by family, invite household members, and keep coverage answers scoped to the right person—privacy-first and never hardcoded with PII.
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Family & members
Organize by family, invite household members, and keep coverage answers scoped to the right person—privacy-first and never hardcoded with PII.
A friendly step-by-step setup that captures household, usage, prescriptions, and savings preferences so plan picks and tips fit your life from day one.
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Onboarding wizard
A friendly step-by-step setup that captures household, usage, prescriptions, and savings preferences so plan picks and tips fit your life from day one.
Upload this year's packet or a recent EOB. BenAsk turns the fine print into plan choices, bill checks, and claim steps your family can finish.